Personal Umbrella
R-T Specialty / Buffalo writes personal umbrella coverage.
United States Liability Insurance Company Group (A++)*
- Preferred, Standard , Non-Standard and Celebrity programs available
- Limits up to $10,000,000
- No retention deductible
- Excess Uninsured motorist coverage included with a limit of 25/50 with optional limits up to $1,000,000
- Coverage for an unlimited number of automobiles
- Coverage up to 25 1-4 family residential locations.
- Coverage for an unlimited number of watercraft not exceeding 75’ and 50 mph.
- Professional Athletes, Coaches, Fortune 100 CEOs, Nationally recognized entertainers, best selling authors.
- Available in most states.
- Personal injury included if included on primary; buyback option available if excluded on primary.
RLI Insurance Company (A+)**
- Limits up to $5,000,000
- 4 rating tiers available for various types of risks
- Coverage up to10 vehicles and 10 owner occupied residences.
- Coverage up to 9 rental properties.
- Up to 6 moving violations and 3 at fault accidents per household.
- 1 DUI/DWI conviction allowed for operators between ages of 22 and 79.
- Underlying auto limits of 100/300/50 are acceptable (except for households with drivers less than 22 years and 70 yrs and over.
- Risks with personal liability claims equal to or less than $50,000 are acceptable.
- Program available in NY, NJ, MA, CT, OH, DEL, PA, MI, NH, RI, VT and FL
*United States Liability Insurance Group
Baltimore, MD
**RLI Insurance Co.
Peoria, IL